Services
Our approach to investing begins with an understanding of your specific financial needs, long-term goals, and investment preferences. With this foundation, we focus on the four controllable factors that drive long-term investment results:
Broad Diversification.
We follow a diversified investment strategy designed to provide you with exposure to long-term market growth while dampening the effects of market and asset volatility.
Intelligent Asset Allocation.
We allocate your capital across the core asset classes based on your specific objectives, risk tolerance, and the expected long-term behavior of the asset classes. We also make tactical adjustments to your allocations for specific market conditions and shifts in valuation.
Researched Asset & Manager Selection.
We thoroughly research the investment options for your portfolio, making our selections with a long-term perspective and a preference for tax and cost efficiency. As an independent investment advisor and broker-dealer, we are able to objectively choose the investment options for your portfolio strategy.
Disciplined Rebalancing.
We monitor your portfolio’s allocations and performance, rebalancing it as needed to maintain your long-term strategy. Institutional-Quality Investment Strategies We believe that adding alternative investments to a portfolio can provide, over time, equivalent or higher performance with less volatility. When appropriate, we complement clients’ core portfolios with alternative investments that are generally uncorrelated with the performance of the core portfolio holdings. Our extensive experience with alternative investments has shown us that they can provide an important return element by providing sources of risk and return that are not correlated with the equity markets. Some alternative investments are not liquid and all involve certain risks specific to the type, structure, and management of the investment. Their use within a given portfolio is based on the client’s particular needs, objectives, and risk tolerances.
Our strength covers the whole gamut – from raising capital to capital structuring, financial feasibility to fund placement, from joint ventures to acquisitions or business divestiture – and more. We also assist clients in preparing the requisite documents, completing the legal formalities, getting credit facilities, raising equity, releasing/investing in bonds and sukuk, revolve credit, get credit rating, and all such transactions and deals.
Our clientele includes government organizations, sole proprietorships, family owned businesses, private equity, high networth individuals, shareholders, creditors and multinational corporations. Whatever the requirement, our team will provide insightful and decisive financial advice and seamless, customized solutions from the first stage of the transaction right up to its completion. We will bring all of our industry expertise and transactional know-how to the table to make sure that the outcome is successful for the client.
Bay – Muajjal
It is a sale in which goods are delivered on the spot and payment of price is deferred to a later date. Goods are first acquired and possessed by the bank which negotiates with the customer and agrees on a price. Payment may be settled in the future in a lump-sum or by installments.
Bay Al – Salam (Future Delivery Sale)
It is a sale in which the price is paid in advance and the delivery of goods is deferred to a later date. It is allowed as an exception to the general rule that no sale can take effect unless the goods are in possession of the seller, provided that the goods are sufficiently defined to avoid uncertainty and the date of delivery is specified.
Istisna
It’s a contract to sell goods to be manufactured by someone who supplies all necessary inputs. The price can be paid upfront or in installments during or after manufacturing. It is an exception to the general rule that in a sale contract either the payment of price or the delivery of goods is postponed, but not both. Goods must be sufficiently defined to avoid uncertainty, the date of delivery must be specified and the price is determined.
Ijarah
It is a sale of usufruct of assets or specific for an agreed rental payment or price. Operating Ijarah involves the sale of asset usufruct. Financial Ijarah, or Ijarah Montahia Bettamleek involves the sale of usufruct and the transfer of assets title to the lessee at the end of Ijarah. Service Ijarah involves the sale of specific services (education, medical treatment, or travel). In all cases, the lessor should be in possession of the assets whose usufruct are to be sold, either through leasing or purchasing, or has pre-agreed with the supplier of services on their sale to third parties.
Mudarabah (Profit Sharing):
It is a partnership agreement between two sides: a capital provider, and an entrepreneur, the capital provider advances capital and the entrepreneur provides expertise, labor and management. Profits are shared between the two parties according to a predetermined ratio. Financial loss is borne by the capital provider, while the entrepreneur loses his effort. The entrepreneur guarantees the full refund of capital in case of breach of contract or negligence.
Musawamah
It is a sale in which the price of the commodity to be traded is bargained between the seller and the buyer without any reference to the price paid or cost incurred by the former.
Our mission is to lead the business community in raising the level and quality of corporate philanthropy. We offer our members essential resources, including a proprietary online benchmarking tool, networking programs, research, and opportunities for best-practice sharing.
We believe that discipline applies to philanthropy, like any other business function. When companies demonstrate programmatic effectiveness, fiscal accountability, and good stewardship in their philanthropic programs, society and business both stand to benefit greatly. Through innovative programs like those aimed at eradicating disease or raising childhood literacy rates, companies can also improve employee retention and heighten brand recognition.
The term “going public” refers to a company’s initial sale of its securities (usually common stock) to the general public.
It is accomplished by registering securities with the federal Securities and Exchange Commission and state securities commissions and hiring an underwriter to sell them to the general public.
We can help you:
With effective market research, you can determine the need for your service, a product’s likelihood to sell, target-market demographics, and desirable store locations. There are numerous ways to uncover this information — from online research to focus groups to counting customers. To help you meet your target market’s needs, we’ve put together a collection of our best market-research articles and resources.
Arbitration is a formal process similar to litigation but where the hearing is in private in front of a nominated third party, the arbitrator, who makes a binding decision. The arbitrator is not a court judge but rather an industry-specific expert or otherwise a well-qualified individual who both parties agree is suitable for resolving their dispute.
Arbitration is a legally based process that involves much of the procedure and type of argument that occurs in a court trial. However, arbitration is private. Like a court trial, it is concerned much more with fair treatment of the parties involved than achieving a precise legal agreement.
Advantages of arbitration:
Disadvantages of arbitration:
A valuation specialist typically considers the following factors in performing a valuation:
Milestones achieved by the enterprise
Our Business Valuation Methods
Asset Best Approaches
The asset, or cost, approach considers the value of a business to be equivalent to the sum of its parts; or the replacement costs for this business. This is an objective view of a business. It can be effective in quantifying the fair market value of an entity’s tangible assets, as it adjusts for the replacement costs of existing, potentially deteriorating, assets.
Income Based Approches
The income approach identifies the fair market value of a business by measuring the current value of projected future cash flows generated by the business in question. It is derived by multiplying cash flow of the company times an appropriate discount rate. In contrast the asset based approaches, which are very objective; the income based approaches require the valuator to make subjective decisions about discount rates or capitalization. Many considerations and variables are measured to account for the specific contribution of primary value drivers in a business that result in influencing cash flow: revenue drivers, expense drivers, capital investment, etc. This method, which comes in several approaches, is useful as it identifies fundamental factors driving the value of a business.
Market Comparison Based Approaches
The Market Comparison approach to a business valuation is based upon current conditions amongst active business buyers, recent buy-sell transactions, and other fairly comparable business entities. Financial attributes of these comparable companies and the prices at which they have transferred can server as strong indicators of fair market value of the subject company.
When a client engages our expertise to conduct a fair market business valuation, we view that business through 9-10 various approaches (all of which fall under the three primary methods) and then determine which of those are most applicable to that business and its type of operation, industry, history and future prospects.
We are the highly acclaimed Statutory Compliance Services provider across Corporate, Private & Public Limited companies in Asia, Middle East, Far East, America and Africa. We help the over all development of an organization by providing end to end HR services. Our teams of professionals are experts in statutory compliance auditing services which enable us to provide Best Quality Statutory Compliance Services to our clients at a faster turn around time. Our state of the art technology incorporation enables us to offer you the following Statutory Compliance Outsourcing Services.
We monitor regulatory compliances and we file your company’s necessary records/returns/documents to the right authority at the right time. Labor law is a tedious task which involves loads of paper work. We help you to get organized with your Corporate Companies compliance needs by providing assistance on filling up the challans, forms, returns, documents etc till yearly assessments, auditing and inspections. With our Statutory Compliance Outsourcing Services, our clients save huge amount of their precious time by taking care of their Paper work filling Process till Statutory Report Generation like PF, ESI, PT and Income Tax. Human resources professionals could focus on utilizing their time for Planning & Implementing the Companies Business growth and Organizational Development.
We are the pioneer service providers for the people who desire compliance. Many corporate leaders run the business and create landmark in the corporate world. But they fail to concentrate on “Statutory compliance – related to employment / staffing, leads huge penalties due to non-compliances.
Our corporate pioneers are driven unknowingly towards noncompliance due to insufficient knowledge in the area. We anticipate the danger and establish the strategy through statutory audit, ensure our corporate client meets the compliance.
Economic Substance Compliance, Simplified
UAE-based entities conducting relevant activities are required to comply with ESR. Our dedicated ESR advisory service includes:
Our governance, risk and compliance (GRC) services help clients tackle the broad issues of corporate governance, enterprise risk management, and effective corporate compliance, while offering specialized assistance in key areas such as financial reporting, tax, information technology, human capital, anti-fraud and dispute consulting, and financial advisory services. We can help organizations identify, remediate, monitor, exploit and manage enterprise risks in addition to coordinating the utilization of people, process and technology to improve GRC effectiveness and help manage costs.
Whether you need help and guidance at the board, C-level, or enterprise risk and compliance level, our professionals have deep experience in every major industry, so we can provide guidance and insight that makes sense for your unique business. Our services encompass:
Governance and oversight (at the board level)
Enterprise Risk Management
Corporate Compliance & Regulatory
With the United Nations, international groupings like the European Union and other powerful nations having sanctioned many countries and with the ever increasing risk of illegal money being laundered, there is enhanced focus by global governmental watchdogs to detect and penalize offenders. Therefore it has become extremely important to comply with the strict guidelines on AML Compliance.
Our Compliance and Anti-Money Laundering Advisory in UAE works with organizations to effectively monitor and manage risk and ensure adherence to regulatory requirements. With varied interests in play globally, it may also so happen that a conflict of interests may arise – as some of the regulations may not be conducive to promote business growth. The wise strategy would be to strike a fine balance between the two.
While complying with governmental regulations is not optional and is mandatory, it is also important not to lose sight of business goals. Juggling the two is difficult, but that is where we step in to help you strike the right equilibrium, growing the business and staying within guardrails.
We offer proven franchise advice to;
Credit Ratings are based on analysis performed by experienced professionals who evaluate and interpret information from a multitude of sources; credit ratings provide a detailed opinion about a corporation’s credit risk. Credit ratings are one of several tools that investors can use when making decisions about purchasing bonds and other fixed income investments.
Comprehensive offerings include ratings for long-term instruments such as debentures/bonds and preference shares, structured obligations (including asset-backed securities) and fixed deposits; it also rates short-term instruments such as commercial paper programmes and short-term deposits. Through the years has continued to innovate and play the role of a pioneer in the development of the debt market. It has pioneered the rating of subsidiaries and joint ventures of multinationals and has rated several multinational entities, both start-up entities as well as players with a well established track record. Over the years, it has also developed several structured ratings for multinational entities based on Guarantees from the parent as well as Standby Letter of Credit arrangements from bankers. The rating agency has also developed a methodology for credit enhancement of corporate borrowing programmes through the use of partial guarantees. In essence, It is uniquely placed in its experience in understanding the extent of credit enhancement arising out of such structures.
We work mainly on senior management assignments. On a retained basis, we are happy to tackle assignments in any of three ways – by search (headhunting), advertising and selection or a combination of both methods – increasingly preferred by a number of our clients.
Much has already been written about the merits of “small is beautiful” within this industry and we are happy for our clients to endorse what they receive when they retain us: we will be happy to refer you to our current or past clients who can underscore the value we deliver to them. All of our consultants are experienced line executives.
Chances are that you are a senior executive in an ambitious organisation, in a hurry and growing quickly, needing to make a strategic key management appointment. You may be a Chairman, Chief Executive or Managing Director of a new board member (all disciplines) or a HR Director of a larger organisation, perhaps of a multi national subsidiary, needing to strengthen your middle and senior management teams.
You may not have engaged a headhunter before to help you or you may wish to consider a fresh approach. Either way, we will be pleased to help you. For a free, exploratory and unconditional discussion, please contact us.
We help organisations to work smarter and grow faster. We consult with our clients to build effective organisations, innovate & grow, reduce costs, manage risk & regulation and leverage talent. Our aim is to support you in designing, managing and executing lasting beneficial change. Our Services include:
We collectively offer a full-service approach to real estate transactions, providing management, consulting, brokerage, financial, and advisory services. Based on the philosophy that successful real estate investment requires both exceptional management and planning, our professionals take pride in resourceful and innovative techniques accompanied by time-honored methods.
We use creative marketing approaches supported by experience and extensive real estate knowledge, as well as analytical skills and the latest technology. Our integrated computerized accounting and cost control system delivers accurate information and comprehensive results for the most complex analyses and review.
The primary goal is to create value through outstanding management and the successful implementation of financial objectives. Through our successes and those of our investors and partners, we have enjoyed tremendous growth and success, having capitalized and created a diversified series of real estate investment opportunities.
A successful portfolio starts with one well-chosen and well-managed investment. With our expertise, our investors and partners have built successful and diversified real estate portfolios, able to provide economic security beyond that of other types of investments. Our commitment to value-added service and measurable results has earned it a reputation as one of the leading experts in the acquisition, development, management, and ownership of a diverse portfolio of real estate projects.
To get the most out of your career, think of it as a game.When you’re 45 or 50, you don’t have as many moves left as you did when you were 25 or 30, so the moves you make have to be good ones.
We suggest use this game theory to orchestrate career changes. Normally associated with economics, game theory uses mathematical modeling to predict the outcomes of decisions when multiple individuals or “players” are involved.
Game theory teaches that to get the best outcome, you need to predict what actions everyone involved in a given situation is likely to take and then tailor your own move accordingly.
Say you’re interested in a job opening at your company that would be a promotion. Before deciding whether to apply, consider your boss’ reaction. If your company typically doesn’t fill vacancies quickly, leaving your current position could cause a hardship that may lead your boss to give you a less than glowing recommendation. But if your boss is trying to develop a reputation for being great at developing talent, you could expect his full support. “Or they could feel insecure in their own job and view someone wanting to leave their team as a rat abandoning a sinking ship.” Considering all the possibilities can help you decide if you want to apply for the position and, if so, the best way to approach your manager to talk about it.
It could be as simple as explaining to co-workers beforehand why you’re interviewing for a new job so they don’t feel blindsided if you get it. Or it could be as complicated as mapping out to your family how the pros of moving to a different city outweigh the cons, and taking family members on a road trip so they can see the benefits of this new position for themselves.
To win at the mid-life career change game, you also have to make yourself so appealing to a potential manager or employer that their only logical response is “You’re hired.” Do that by focusing on the competitive advantages you bring to the table. If you’re 40 or older, you don’t have time on your side. But you do have experience. Take an inventory of that experience and present it a potential employer as your unique competitive advantage–the characteristics that set you apart from the next person.
“This is different from the ‘what color is my parachute’ approach, which focuses on what you enjoy”. That’s not unimportant, but it may not get you hired. What will get you hired is “being able to say, here’s what I bring you that’s valuable, rare and other people have a hard time copying. That’s how you distinguish yourself from other people making the same move.”
The UAE is placed very high on World Bank’s annual ease of doing business ranking and is always streamlining the processes to better the position.
The economic and political environments which are highly conducive for businesses to thrive make the nation a favourable destination for enterprises across the spectrum – from large multinational conglomerates, small and medium businesses to fleet-footed, innovative startups.
Right from our inception one of our core strengths has been in the company formation in Dubai and other emirates, being one of the pioneers very closely involved with most of the free zones from their founding, economic departments in the various emirates and several government agencies. Our experience has given us familiarity with the varying procedural requirements in govermental bodies. Even while the incorporation of new companies is much easier in the UAE compared to other countries, there are still regulations that need to be followed, and documentation to be completed and those setting up would require professional help to handle such matters.
Utilizing our experienced Business Setup Consultants in Dubai, Sharjah and Abu Dhabi, provides comprehensive company formation solutions in UAE – right from conducting feasibility studies to assisting in deciding the location that best meets a client’s requirement, finding the jurisdiction apt for your enterprise, securing the physical space required, helping comply with regulations, obtaining licenses and manpower services – and our staff will be with you along every step of the incorporation process.
For your company to minimize risk and maximize profitability, checking a customer or prospect’s financial position is an essential business practice. We can help you more effectively assess risk, establish credit terms and drive more profitability for your company.
We are a leading provider of risk solutions for banks, financial institutions and corporates. Our consulting services span management of credit risk, operational risk & market risk. Within the credit risk management suite, we provide & validate internal rating models to understand the risk of non-retail borrowers, develop credit scoring models to understand the risk of retail borrowers. Additionally, we provide services for management of operational risk and valuation services for complex derivatives.
We specialize in wrapping our core consulting strength and analytical skills around a successful technology platform to provide a robust and efficient one stop solution. In the current regulatory and governance environment, companies are required to know that
i) they are not doing business with terrorists or money launderers
ii) they can confidently certify their financial statements because the have monitored business relationships for material events and
iii) they are not over-exposed to losses should one of their customers, vendors, security holdings, or counterparties fail.
To cater across the Board for different kind of industries requirement. We have state- of- art portal which is scalable as per Industry needs incorporating regulations specific to particular country. Our thrust areas are: Automotive, Apparel & Garments, Commodities, Metals, Media & Others
The main objective to provide end to end solutions in Cyber world issues by providing services like
Generative Artificial Intelligence Advisory Services
Our Generative AI Advisory Services empower businesses to harness the power of AI-driven content, design, and automation. We help you understand, adopt, and implement generative AI tools to boost productivity, unlock new creative possibilities, and gain a competitive edge. From AI strategy development to ethical use guidelines, our team ensures you maximize benefits while managing risks responsibly.
Our services include:
Shaping Technologies Solution Advisory Services
Our Shaping Technologies Solution Advisory helps businesses navigate and adopt emerging technologies to drive innovation, efficiency, and growth. We provide strategic guidance to identify, evaluate, and implement cutting-edge solutions that align with your goals. From digital transformation roadmaps to risk assessments, our experts ensure your business stays ahead of trends while minimizing disruption and maximizing ROI.
Our services include:
Quantum & Neuromorphic Computing Services
Our Quantum and Neuromorphic Computing services help forward-thinking businesses unlock the next frontier in computing power. We guide organizations in leveraging quantum algorithms and brain-inspired architectures to solve complex problems faster and more efficiently. From feasibility assessments to tailored implementation strategies, we help you stay ahead of technological disruption and gain a true competitive edge.
Our services include:
We offer comprehensive and standardized life cycle services for the full spectrum of ICT & cloud solutions. Our years of service excellence and decades of domain experience makes us the best among other IT companies in Dubai, UAE. We help our customers to achieve better result from their current as well as planned IT investments. We serve industry verticals including Healthcare, Education, Retail, Manufacturing, Government and Public Sectors. Our Managed IT Service and geo-presence across all major emirates in the UAE helps us to provide timely IT support from online to on-site. We provide 24/7 critical IT support across the region.
Cryptocurrency Services
We offer expert cryptocurrency solutions to help businesses securely adopt and integrate digital currencies into their operations. From crypto payment gateways to blockchain consulting, our services ensure you stay ahead in the digital economy while maintaining strong security and compliance. Our crypto specialists provide tailored advice to streamline transactions, enhance transparency, and protect your digital assets.
Our services include:
Our data centre and cloud solutions include:
Cloud services:
Securely move key server functionalities and applications into the cloud, eliminating your reliance on expensive hardware, optimizing your operational performance and keeping your costs predictable.
Cloud Deployment Options Include:
Private Cloud
Virtual Private Cloud
Data protection services
Help ensure your business’s critical data and workloads are quickly and easily recoverable no matter how unexpected the disruption.